Finding the right home at the right price is just one part of a real estate transaction. The Ward Team 813-319-6236 is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (813) 319-6236 if your needs include a professional REALTOR® ready for the business side of buying and selling.

What closing costs should you expect?

There are certain normal costs associated with closing the sale of a house. These fees are often divided between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your transaction.

Closing costs that are loan-related    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your transaction, I'll not only work to get the very best sales price, but I'll also advocate for limited closing costs. And once we've reached an agreement, I'll fully clarify the closing costs so you are informed of exactly where your money is going.

Buyers: When purchasing real estate in Hillsborough County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a tolerable range so you're not shocked when you show up at closing time. I'll be happy to look at the GFE with you, answering your questions and highlighting any estimates that seem questionable.

                    


The Ward Team 813-319-6236
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